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Lee, Eric, et al,
First of all the comment regarding insurance was for *Life* insurance
which has nothing to do with litigation (that's *liability* insurance).
Secondly, it was an illustration of how someone's stupidity is not just
restricted to them but affects us all. I know I can get DAN, or other brands
(ai *increased* rates) but the point was that the company that covers my
house, cars, and my wife and child's policy won't cover me. Why? because
idiots keep killing themselves in ways that draws media attention. If we
can't get people who dive to figure out what works and what doesn't how do
you expect non-diving actuarys to have a clue?
C.
----- Original Message -----
From: "Eric Nelson" <enelson@op*.ne*>
To: "Chris Elmore" <elmorec@at*.ne*>
Cc: "Techdiver" <Techdiver@Aquanaut.Com>
Sent: Friday, September 21, 2001 12:19 AM
Subject: Re Insurance
>
>
> Chris Elmore wrote:
>
> > ----- Original Message -----
> > From: "Lee Bell" <leebell@ix*.ne*.co*>
> > To: "Chris Elmore" <elmorec@at*.ne*>; <Techdiver@Aquanaut.Com>
> > Sent: Wednesday, September 19, 2001 4:07 PM
> > Subject: Re: Justafish, Justafish, Justafish...
> >
> > > > I can assure you that any diving death hurts Trey, me and all of us.
> > >
> > > You can speak for yourself and no more. Trey's a big boy and can
speak
> > for
> > > himself, as he has. Having spoken, he can live with the results.
> >
> > Lee, I could be mistaken, I'll have to go back and ask my insurance
agent
> > why they won't issue me a life policy because of the dives I do.
>
> I'm not sure what sort of dives you do but you have several options 1)
> DAN
> insurance (any gas, any depth) up to $200,000 more info at
> http://www.diversalertnetwork.org/insurance/
> 2)some insurance companies will write larger amounts but at
> significantly higher
> rates, (anywhere from $2 to $5 per $1,000 of death benefit) for tech
> type dives
> (130ft and below)
>
> It's less a question of why certain insurance companies won't issue a
> policy and more an issue of how much you are willing to pay for
> coverage.
> Strangely enough the main company I work with will not issue a policy
> for
> someone that dives below 130 ft but will issue one for someone who cave
> dives,
> although at a higher rate.
> If you can't get insurance and need it maybe you're talking to the wrong
> agent.
>
> Eric
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