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Any info would be appreciated.
I have Dan master insurance which is secondary in coverage, and making claims 
turns into a fiasco between them and my primary, also the medial staff didn't 
look to happy when I mentioned Dan and stated "they don't pay in a reasonable 
time frame."  I am thinking about getting Padi Gold, for they are the primary 
carrier. Has any one had any problems with Padi insurance?

Thanks in advance
BOB
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