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Date: Thu, 20 Jun 1996 11:01:14 +1000
To: Tom Mount <TOM.MOUNT@wo*.at*.ne*>
From: Billy Williams <bdi@ha*.co*.au*>
Subject: Re: Deep Nitrox Again? and Death etc.
Cc: George Irvine <gmiiii@in*.co*>, techdiver@terra.net
At 11:21 AM 19/06/1996 -0400, Tom Mount wrote:
George Irvine wrote:
>> I would really
>> love to find out who the idiotic insurance company that 
>>covers these guys is.
>> Does anyone know? I would love to have a word with them.

This is an interesting issue. Insurance. Anyone know
of any techdiving-friendly insurance companies? I am sick
of weaving through diving declarations, exclusion clauses
and other devices insurance companies use to treat serious
divers like lepers.

Right now, the only way I can get life insurance that
will cover me on serious dives is through a collection of 
little 'give-away' policies  - the kind that banks give out
to their customers as promotional items, y'know, $50,000 of 
accidental death cover for $50 no questions asked, suicide
being the only exclusion.

The problem is, with my major policy, if I kark on a play 
dive, I've got a feeling that the insurance company could 
spend a while trying to prove I was diving in their 'exclusion
zone' so they didn't have to pay out. I hate the idea of my 
wife and child being stuffed around like that.

I thought the idea of insurance was to spread the risk
through a larger, more amorphous population. I want to find
an insurance co. that will spread my risk with a bunch of 
nuns or non-smoking canasta players, or someone.

Or at least find some meaningful stats to prove I have less
chance of coming to a sudden halt than some slob ten years
my junior who's major activity is sitting on a park bench 
eating chips (fries) and who's probly up to their arse-hole 
in insurance policies.

Any ideas?

rgrds          billyw

Jeez. Isn't death depressing. especially your own.

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