Mailing List Archive Mailing List Archive
Le/On19 Jul 96 @ 2:25, vous ecrivites/you wrote:
> are some worthy pockets to hit. My advice: incorporate and insure
> the company -- but don't make it a company connected to personal
> assets. Don't manufacturers do that all the time? Insurance and
> corp. experts have any insights/corrections?
Yeah, but now the banks themselves ask for personnal guarantees.
Basically, it's a lose/lose proposition for the little fry.
> Or, simply remain uninsured. For targets w/o insurance, lawyers know
> they won't get much and it ain't worth the time to sue. I have a
True. I know of a (train) engineer in Michigan who struck some
dumb-assed broad on a railroad crossing (she tried to race the
train). Well, when he big-holed the drag (emergency braked the
train), he hit his knee on the control stand, and when his lawyer
found the broad had $100K of liability insurance, he went for it.
Now, that engineer spends all his winters in Florida...
> friend who invented/markets a univerally adopted parachute release
> (= Big Bucks) -- his company is called "The Un-Insured Relative
> Workshop" for just that reason. Lawyers (hopefully) will go "Forget
> him." This was all discussed at the C2 forum in Key West a couple
> years ago. (And yes, what a bunch of sissies were there: Billy
> Deans, Mount, D. Pierce, Rich P., Bev Morgan, Marty Snyderman,
> Navy SEALS. ;-) )
> ><<Is there a difference in liability (for anything) when on a
> >300ft deep cave dive vs. deep o/w dive vs. shallow o/w dive?>>
> >
> >ask your insurance agent that question when applying for life
> >insurance. let me know when he gets up off the floor.
>
> I think life insurance is different from liability insurance. Also,
> my agent doesn't laugh when I show up -- he cries.
> In my experience, insurance agencies are all screwy. They think a
> diver who does a lot of diving (is more
> current/practiced/experienced, etc) is more of a risk than one who
> only dives once a year. Go figure! Yes, I know it's a statistical
> thing -- but, silly them, it doesn't account for ability.
Well, why then car insurance is more expensive when you drive to
work than when you don't??? Your car stands more chance of hitting
something when it doesn't sit in the garage.
> I'm certainly missing something here -- can't a basic-cert. o/w
> diver get the hang of being towed by this or any scooter?
I suppose that a PADI OW1 diver can also get the hang of deep air
diving too? And why not trimix? Or rebreather?
> Fortunately, no other dive equip. manufacturer Qualifies and Limits
> this way -- but then they want to sell a bunch. If all the equip.
Perhaps this is the fault of the dive industry at large... Imagine if
car dealers were responsible for teaching *AND* licensing drivers.
> manuf. did Q&L there would be some rather nekked cave divers out
> there. Imagine AUL qualifying every light buyer -- out of fear that
> someone would copy, and/or cave dive and die with their light/a
> copy. Imagine the paperwork/expense of doing "dive trials" with
> every customer.
Don't worry, some accountant or MBA guy would soon find ways to cut
corners...
----------------- Pour la Republique Francaise du Quebec -----------------
The greatest threat to democracy comes when the accountants are
taking charge: they will tend to implement "one dollar=one vote".
~~~ Last dive: the "Cathedral", a geological fault in Massawippi lake. ~~~
This .sig is illegal in the states, because it contains a dirty word.
Marc Dufour - [\] ACUC6 31874 - TDI CD-0197 - http://www.accent.net/emdx
Navigate by Author:
[Previous]
[Next]
[Author Search Index]
Navigate by Subject:
[Previous]
[Next]
[Subject Search Index]
[Send Reply] [Send Message with New Topic]
[Search Selection] [Mailing List Home] [Home]