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<HTML><HEAD><TITLE>Online Loans</TITLE><META
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<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" hei=
ght=3D"363">
<tr>
<td rowspan=3D"2" valign=3D"top"><img
src=3D"http://www.american=
-charters.com/fatherdaughter.jpg" width=3D"181" height=3D"353"></td>
<td width=3D"86%" bgcolor=3D"#000000" background=3D"http://www.a=
merican-charters.com/header.jpg" height=3D"42"> </td>
</tr>
<tr>
<td width=3D"86%" valign=3D"top" height=3D"1121">
<table width=3D"80%" border=3D"0" cellspacing=3D"0" cellpad=
ding=3D"0" align=3D"center">
<tr>
<td width=3D"684" valign=3D"top" height=3D"1167">=
<center>
<h1><font face=3D"Arial, Helvetica,
san=
s-serif"><u>Online
Approval</u></font></h1>
<table width=3D"100%" border=3D"0" cell=
spacing=3D"0" cellpadding=3D"0">
<tr>
<td width=3D"33%" valign=3D"t=
op" height=3D"156">
<p align=3D"left">
<font=
face=3D"Arial, Helvetica, sans-serif" size=3D"2">Are
you paying too much=
for
your mortgage? You =
would
be surprised how ma=
ny people
are! Fill out this =
form
to see how to save =
money,
pay off your debts =
and
refinance your exis=
ting
mortgages to an int=
erest
rate as low as <fon=
t color=3D"#000000"><u><b><font color=3D"#FF0000">5.9%
fixed</font></b></u=
></font>,
in some cases even =
lower!</font><font face=3D"Arial, Helvetica, sans-serif"
size=3D"2"><br>
</font>
</td>
<td width=3D"28%" valign=3D"t=
op" height=3D"156">
<div
align=3D"center"><f=
ont face=3D"Arial, Helvetica, sans-serif"><font size=3D"4"><b>APPLY
NOW!!<br>
<img src=3D"http://=
www.american-charters.com/family.jpg" width=3D"120" height=3D"156">
</b></font></font> =
</div>
</td>
<td width=3D"39%" valign=3D"t=
op" height=3D"156">
<div
align=3D"center"><f=
ont size=3D"2" face=3D"Arial, Helvetica, sans-serif">We
can help you find r=
esources
to get approved for=
...<br>
</font> </div>
<li><font size=3D"2"
fac=
e=3D"Arial, Helvetica, sans-serif">..Debt
Consolidation<br>
<br>
</font>
<li><font size=3D"2"
fac=
e=3D"Arial, Helvetica, sans-serif">..A
Second Mortgage<br>
<br>
</font>
<li><font size=3D"2"
fac=
e=3D"Arial, Helvetica, sans-serif">..Home
Improvements<br>
<br>
</font>
<li><font size=3D"2"
fac=
e=3D"Arial, Helvetica, sans-serif">..Refinancing
your Current =
Mortgage &nbs=
p; </font>
</td>
</tr>
</table>
<FORM action=3D"http://www.american-cha=
rters.com/cgi-bin/allform.cgi" method=3D"post">
<input type=3Dhidden name=3Dsubject value=3D"A new client br=
ought to you by your good ol' Pal">
<INPUT TYPE=3D"HIDDEN" NAME=3D"req" VALUE=3D"a. name,b. addr=
ess,c. city,d. state,e. zip,f. phone,g. email">
<INPUT TYPE=3D"HIDDEN" NAME=3D"formname" VALUE=3D"Mortgage A=
pplication Data">
<INPUT TYPE=3D"HIDDEN" NAME=3D"thank_you_url" VALUE=3D"http:=
//www.american-charters.com/thanks.html">
<DIV align=3Dcenter><font
face=3D"=
Arial, Helvetica, sans-serif" size=3D"1"><font size=3D"2">
For Homeowners
ONLY</font></f=
ont><font size=3D2 face=3D"Arial, Helvetica, sans-serif">
- All Fields with an (<font c=
olor=3D"#FF0000">*</font>)
are required</font>
<TABLE bgcolor=3D#333333 bord=
er=3D0 width=3D100%>
<tbody>
<TR bgcolor=3D"#006699">=
<TD colspan=3D"2">
<DIV align=3D"center"><FONT face=3D"Arial, Helvetica,
sans-serif=
" size=3D3><B><FONT color=3D#ffffff>
APPLICANT INFORMATION</FONT></B></FONT></DIV>
</TD>
</TR>
</tbody>
</TABLE>
<TABLE bgcolor=3D#3399CC bord=
er=3D0 width=3D100%>
<tbody>
<TR>
<TD width=3D41%>
<DIV align=3Dr=
ight><FONT color=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D=
"1"><B><FONT color=3D"#FF3333">*</FONT>FULL
NAME</B><=
/FONT></DIV>
</TD>
<TD width=3D59%>
<INPUT maxleng=
th=3D35 name=3D"a. name" size=3D25>
</TD>
</TR>
<TR>
<TD width=3D41%>
<DIV align=3Dr=
ight><FONT color=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D=
"1"><B><FONT
color=3D"#FF3333">*</FONT>ADDRESS</B></FONT></DIV>
</TD>
<TD width=3D59%>
<INPUT maxleng=
th=3D35 name=3D"b. address" size=3D25>
</TD>
</TR>
<TR>
<TD width=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
face=3D=
"Arial, Helvetica, sans-serif" size=3D"1"><b><font color=3D"#ffffff"
face=3D=
"Arial, Helvetica, sans-serif" size=3D"1"><b><font
color=3D"#FF3333">*</fo=
nt></b></font></b></font><font
color=3D"#FFFFFF">City</font></B></FONT></D=
IV>
</TD>
<TD width=3D59%>
<input type=3D=
"text" name=3D"c. city">
</TD>
</TR>
<TR>
<TD width=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
color=
=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D"1"><b><font
col=
or=3D"#FF3333">*</font></b></font><font
color=3D#ffffff>STATE</font></B></=
FONT></DIV>
</TD>
<TD width=3D59%>
<input type=3D=
text name=3D"d. state">
</TD>
</TR>
<TR>
<TD width=3D41% hei=
ght=3D"32">
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
color=
=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D"1"><b><font
col=
or=3D"#FF3333">*</font></b></font><font
color=3D#ffffff>ZIP</font></B></FO=
NT></DIV>
</TD>
<TD width=3D59% hei=
ght=3D"32">
<input maxleng=
th=3D9 name=3D"e. zip" size=3D9>
</TD>
</TR>
<TR>
<TD width=3D41%>
<DIV align=3D"=
right"><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
col=
or=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D"1"><b><font
c=
olor=3D"#FF3333">*</font></b></font><font color=3D#ffffff>HOME
PHONE</fo=
nt></B></FONT></DIV>
</TD>
<TD width=3D59%>
<input maxleng=
th=3D15 name=3D"f. phone" size=3D15>
</TD>
</TR>
<TR>
<TD width=3D41%>
<div align=3D"=
right"><font face=3D"Arial, Helvetica, sans-serif" size=3D"1"><b><font
col=
or=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D"1"><b><font
c=
olor=3D"#FF3333">*</font></b></font><font color=3D#ffffff>
VALID E-M=
AIL
ADDRESS</=
font></b></font></div>
</TD>
<TD width=3D59%>
<input maxleng=
th=3D35 name=3D"g. email" size=3D25>
</TD>
</TR>
</tbody>
</TABLE>
<div align=3D"left"><BR>
</div>
<TABLE bgcolor=3D#3399CC bord=
er=3D0 width=3D100%>
<tbody>
<TR bgcolor=3D"#006699">=
<TD colspan=3D2>
<DIV align=3Dcenter><FONT face=3D"Arial, Helvetica, sans-serif"
=
size=3D3><B><FONT color=3D#ffffff>HOME
LOAN INFORMATION</FONT></B></FONT></DIV>
</TD>
</TR>
<TR>
<TD height=3D48 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT color=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D=
"1"><B>HOW
LONG HAVE YOU LIVED <BR>
AT YOUR P=
RESENT
ADDRESS</=
B></FONT></DIV>
</TD>
<TD height=3D48 wid=
th=3D59%>
<INPUT maxleng=
th=3D10 name=3D"h. years" size=3D10>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3D"=
right"><FONT color=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D=
"1"><B>
ESTIMATED=
VALUE
OF YOUR H=
OME</B></FONT></DIV>
</TD>
<TD height=3D29 wid=
th=3D59%>
<INPUT maxleng=
th=3D15 name=3D"i. value" size=3D10>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><FONT
color=
=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif"
size=3D"1"><B></B></FON=
T><FONT color=3D#ffffff>HOW
MUCH DO YOU OWE <BR>
FOR YOUR =
HOME(S)</FONT></B></FONT></DIV>
</TD>
<TD width=3D59%>
<TABLE border=3D=
0 cellpadding=3D0 cellspacing=3D0>
<tbody>
<TR>
<TD =
width=3D30>
=
<div align=3D"right"><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans=
-serif" size=3D2><B>1st:</B></FONT></div>
</TD=
>
<TD =
width=3D229>
=
<INPUT maxlength=3D10 name=3D"j. owe" size=3D10>
</TD=
>
</TR>
<TR>
<TD =
width=3D30>
=
<div align=3D"right"><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans=
-serif" size=3D2><B>2nd:</B></FONT></div>
</TD=
>
<TD =
width=3D229>
=
<font size=3D"1">
=
<font face=3D"Arial, Verdana">
=
<INPUT maxlength=3D10 name=3D"k. owe 2" size=3D10>
=
</font></font></TD>
</TR>
</tbody>
</TABLE>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><FONT
color=
=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif"
size=3D"1"><B></B></FON=
T><FONT color=3D#ffffff>CURRENT
INTEREST =
RATES</FONT></B></FONT></DIV>
</TD>
<TD width=3D59% val=
ign=3D"bottom">
<TABLE border=3D=
0 cellpadding=3D0 cellspacing=3D0 width=3D"249">
<tbody>
<TR>
<TD =
width=3D"30">
=
<div align=3D"right"><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans=
-serif" size=3D2><B>1st:</B></FONT></div>
</TD=
>
<TD =
width=3D"219">
=
<INPUT maxlength=3D5 name=3D"l. interest" size=3D5>
</TD=
>
</TR>
<TR>
<TD =
width=3D"30">
=
<div align=3D"right"><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans=
-serif" size=3D2><B>2nd:</B></FONT></div>
</TD=
>
<TD =
width=3D"219">
=
<font face=3D"Arial, Verdana">
=
<font size=3D"1">
=
<INPUT maxlength=3D5 name=3D"m. interest 2" size=3D5>
=
</font></font></TD>
</TR>
</tbody>
</TABLE>
</TD>
</TR>
<TR>
<TD height=3D44 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
face=3D=
"Arial, Helvetica, sans-serif" size=3D"1"><b><font color=3D"#ffffff"
face=3D=
"Arial, Helvetica, sans-serif"
size=3D"1"><b></b></font></b></font><FONT c=
olor=3D#ffffff>WHAT
KIND OF LOAN DO YOU <BR>
HAVE CURR=
ENTLY</FONT></B></FONT></DIV>
</TD>
<TD height=3D44 wid=
th=3D59%>
<TABLE border=3D=
0 cellpadding=3D0 cellspacing=3D0>
<tbody>
<TR>
<TD><B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-=
serif" size=3D2>1st
<BR>
<INPUT name=3D"n. loan type" type=3Dradio value=3D"fixed l=
oan" tabindex=3D1 checked>
<B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-se=
rif" size=3D2>fixed</FONT></B>
<BR>
<INPUT name=3D"n. loan type" type=3Dradio value=3D"adjusta=
ble loan" tabindex=3D2>
<B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-se=
rif" size=3D2>adjustable</FONT></B></FONT></B></TD>
<TD><B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-=
serif" size=3D2>2nd
<BR>
<INPUT name=3D"o. loan type 2" type=3Dradio value=3D"fixed=
loan" tabindex=3D1 checked>
<B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-se=
rif" size=3D2>fixed</FONT></B>
<BR>
<INPUT name=3D"o. loan type 2" type=3D"radio"
value=3D"adjustable loan" tabindex=3D2>
<B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-se=
rif" size=3D2>adjustable</FONT></B></FONT></B></TD>
</TR>
</tbody>
</TABLE>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
face=3D=
"Arial, Helvetica, sans-serif" size=3D"1"><b><font color=3D"#ffffff"
face=3D=
"Arial, Helvetica, sans-serif"
size=3D"1"><b></b></font></b></font><FONT c=
olor=3D#ffffff>WHAT
IS YOUR YEARLY <BR>
HOUSEHOLD=
INCOME</FONT></B></FONT></DIV>
</TD>
<TD width=3D59%>
<INPUT maxleng=
th=3D15 name=3D"p. income" size=3D10>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><FONT
color=
=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif"
size=3D"1"><B></B></FON=
T><FONT color=3D"#ffffff" face=3D"Arial, Helvetica, sans-serif" size=3D"1"=
><B></B></FONT><FONT color=3D#ffffff>HOW
WOULD YOU RATE YOUR <BR>
CREDIT</F=
ONT></B></FONT></DIV>
</TD>
<TD width=3D59%>
<P>
<INPUT name=3D"q. credit" type=3Dradio value=3Dexcellent tabin=
dex=3D1 checked>
<B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-serif"=
size=3D2>excellent</FONT></B>
<INPUT name=3D"q. credit" type=3Dradio value=3Dgood tabindex=3D=
2>
<FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-serif"><B=
><FONT size=3D2>good</FONT></B></FONT><BR>
<INPUT name=3D"q. credit" type=3Dradio value=3Dfair tabindex=3D=
3>
<B><FONT color=3D#ffffff face=3D"Arial, Helvetica,
sans-serif"=
size=3D2>fair</FONT></B>
<INPUT name=3D"q. credit" type=3Dradio value=3Dpoor tabindex=3D=
4>
<FONT size=3D2><B><FONT color=3D#ffffff face=3D"Arial,
Helveti=
ca, sans-serif">poor</FONT></B></FONT></P>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT face=3D"Arial, Helvetica, sans-serif" size=3D"1"><B><font
face=3D=
"Arial, Helvetica, sans-serif" size=3D"1"><b><font color=3D"#ffffff"
face=3D=
"Arial, Helvetica, sans-serif"
size=3D"1"><b></b></font></b></font><FONT c=
olor=3D#ffffff>HOW
LONG HAVE YOU BEEN <BR>
AT YOUR C=
URRENT
JOB</FONT=
></B></FONT></DIV>
</TD>
<TD width=3D59%>
<INPUT maxleng=
th=3D5 name=3D"r. years at job" size=3D5>
</TD>
</TR>
<TR>
<TD height=3D35 wid=
th=3D41%>
<DIV align=3Dr=
ight><FONT size=3D"1"><B><FONT color=3D"#ffffff" face=3D"Arial,
Helvetica,=
sans-serif" size=3D"1"><B></B></FONT><FONT color=3D#ffffff
face=3D"Arial,=
Helvetica, sans-serif">ARE
YOU SELF-=
EMPLOYED</FONT></B></FONT></DIV>
</TD>
<TD width=3D59%>
<INPUT name=3D=
"s. self employed" type=3Dradio value=3DYES checked>
<FONT color=3D#ffffff face=3D"Arial, Helvetica, sans-serif" size=
=3D2><B>YES</B></FONT>
<INPUT name=3D"r. self employed" type=3Dradio value=3DNO>
<FONT color=3D#ffffff face=3D"Arial, Helvetica, sans-serif" size=
=3D2><B>NO</B></FONT></TD>
</TR>
<TR>
<TD width=3D41% hei=
ght=3D38>
<DIV align=3Dr=
ight><FONT color=3D"#ffffff" size=3D"1"><B><font face=3D"Arial,
Helvetica,=
sans-serif" size=3D"1"><b><font color=3D"#ffffff" face=3D"Arial,
Helvetic=
a, sans-serif" size=3D"1"><b></b></font></b></font><FONT
face=3D"Arial, He=
lvetica, sans-serif">AMOUNT
REQUESTED=
</FONT></B></FONT></DIV>
</TD>
<TD width=3D59% hei=
ght=3D19>
<INPUT maxleng=
th=3D15 name=3D"t. amount requested" size=3D15>
</TD>
</TR>
<TR>
<TD width=3D41% hei=
ght=3D38 valign=3Dtop>
<DIV align=3Dr=
ight><FONT color=3D"#FFFFFF" size=3D"1"><B><font face=3D"Arial,
Helvetica,=
sans-serif" size=3D"1"><b><font color=3D"#ffffff" face=3D"Arial,
Helvetic=
a, sans-serif" size=3D"1"><b></b></font></b></font><FONT
face=3D"Arial, He=
lvetica, sans-serif">COMMENTS</FONT></B></FONT></DIV>
</TD>
<TD width=3D59% hei=
ght=3D19>
<textarea name=
=3D"u. comments" cols=3D"30" rows=3D"5"></textarea>
</TD>
</TR>
</tbody>
</TABLE>
</DIV><BR><CENTER><INPUT name=3DSubmit type=3Dsubmit
value=3D"Submit App=
lication"> <INPUT name=3DReset type=3Dreset value=3D"Reset
Application"></=
CENTER></FORM>
</center>
</td>
<td width=3D"29" valign=3D"top" height=3D"1167">
<p> </p>
<p> </p>
</td>
</tr>
</table>
</td>
</tr>
</table>
<P align=3Dcenter> </P>
<P align=3Dcenter><u><font face=3D"Arial, Helvetica, sans-serif"
size=3D"2=
">Online Loans
Inc. </font></u><font face=3D"Arial, Helvetica, sans-serif"
size=3D"2=
"><BR>
356 Hastings ave.<BR>
NewPort Beach, CA 92662</font></P>
<P align=3Dcenter><FONT face=3D"Verdana, Arial" size=3D"1">We're sorry if
=
this has cause
any inconvenience. <BR>
To be removed from this mailing list simply reply to this message with t=
he word
"remove" in the subject. If you have any questions of the legality of th=
is message,
contact the Office of Associate Director for Marketing Practices, Federa=
l Trade
Commission, Bureau of Consumer Protection, Washington, D.C. Under Bill s=
..1618
TITLE III passed by the 105th US Congress this letter cannot be consider=
ed illegal
as long as the sender includes contact information, or a method of remov=
al.
This email is also able to be identified and blocked through software if=
need
be. </FONT></P>
</BODY></HTML>
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